Tips for Managing Your Credit While It's Being Repaired

1. Pay On Time
   Make sure to pay all your bills and debts on time. Timely payments are crucial for maintaining a good credit history while repairs are underway.

2. Keep Credit Card Balances Low
   Try to keep your credit card balances below 30% of your credit limit. This helps maintain a low credit utilization rate, which can improve your score.

3. Avoid Opening New Credit Accounts
   Avoid opening unnecessary new credit accounts while your credit is being repaired. Each new application can temporarily impact your score.

4. Regularly Check Your Credit Report
   Monitor your credit report to ensure there are no errors and to verify that reported issues are being addressed.

5. Communicate Any Changes
   Inform your credit repair service of any changes in your financial situation, such as changes in employment or income. This will help them adjust their approach and provide you with the best advice.

6. Stick to a Strict Budget
   Create and follow a budget to ensure you're managing your finances well and avoiding unnecessary expenses.

7. Use Credit Responsibly
   If you must use credit, do so responsibly. Use credit only for needs and ensure you pay off the balance in full to avoid accruing debt.

8. Consult with Us
   Consider consulting with is That My Credit for additional advice on managing your finances and improving your credit situation. We’re here to provide personalized guidance and support.